每个钱包里都有一张信用卡
节省大与MECU的Visa®信用卡. 享受1.99% intro APR* for 12 months with $0 balance transfer fee, 没有年费, perks that only come with MECU信用合作社 membership. 选择最适合你的卡片.| Visa®白金信用卡 | Visa®白金奖励信用卡 | Visa®签名现金奖励信用卡 | Visa®白金担保信用卡 | |
|---|---|---|---|---|
| APR* for purchases, cash advances, balance transfers | 14.00%至17岁.4月00% Based on your creditworthiness when you open your account |
15.00%至18岁.4月* 00% Based on your creditworthiness when you open your account |
13.4月* 75% Based on your creditworthiness when you open your account |
18.4月* 17% Based on your creditworthiness when you open your account |
| 介绍年利率*及期间 | 1.4月* 99% 12个月 | 1.4月* 99% 12个月 | 1.4月* 99% 12个月 | 1.4月* 99% 12个月 |
| 年费 | $0 | $0 | $0 | $0 |
| 余额转让费 | $0 | $0 | $0 | $0 |
| 惩罚性利率 | 没有一个 | 没有一个 | 没有一个 | 没有一个 |
| Visa®零责任 | ||||
| 购买宽限期 | ||||
| 网上银行，免费结算 | ||||
| MECU信用卡控制App | ||||
| Visa®实时警报 | ||||
| 旅行和紧急援助服务 | ||||
| CURewards | Earn points on signature transactions - redeemable for merchandise, travel, gift cards | Earn points on signature transactions - redeemable for cash, merchandise, travel, gift cards | ||
| 礼宾服务 | ||||
| 路边的调度 | ||||
| 价格保护 | ||||
| 返回保护 |
尽量减少信用卡诈骗的风险
联系Visa并在以下地址报告您的卡被盗 866-820-1039 或ext. 1595.
If you recognize an unauthorized transaction, contact MECU immediately. 请打电话给 800-231-5262 or send a secure message through Online or 手机银行.
Attend a MECU Shred event and shred documents with personal identifying information.
Review receipts, credit card and bank statements to be able to report any fraud right away.
Make sure you verify that a website is authentic before making a purchase. A secure URL should begin with “http” rather than “http.“http”中的“s”代表安全, which indicates that the site is using a Secure Sockets Layer (SSL) Certificate.
如果你有一张带有磁条的卡片, use a strong magnet to demagnetize the strip on the back of the card. 筹码更难对付. You can cut chips with a pair of scissors, or even break them apart with a hammer.
接下来，将卡片切成至少三块. If you're having trouble cutting through the plastic, try bending it back and forth a few times to weaken it, 然后沿着弯道切.
Destroying documents with your personal information reduces the likelihood of becoming an identity theft victim.
Scammers can claim to be from your card issuer or bank and ask for personal information. 不 provide credit card information to representatives who call you unexpectedly.
MECU will never contact you by phone, email or text message to ask for personal information. We will only ask you to provide this information to verify your identity when you call us directly.
MECU will never contact you by phone, email or text message to ask for personal information. We will only ask you to provide this information to verify your identity when you call us directly.
根据经验, exercise awareness anytime you’re using a public pay station or when your card leaves your sight. Whenever possible, choose the pump closest to the building. They’re closest to employees and the least likely to have been tampered with. 如果可能的话，避免使用借记卡. Should you be forced to use debit, run it as a credit card so you don’t have to enter your PIN.
Banking with MECU信用合作社 in Maryland means belonging to a local financial institution that invests in the 巴尔的摩 community and offers competitive rates on credit cards and other 10大网赌网址正规论坛贷款产品.
How Do I Start A MECU Credit Card Balance Transfer?
现有MECU Visa卡持有人?
If you are an existing MECU cardholder, you can complete a balance transfer request by:- Logging into MECU 网上银行 and selecting the Visa Credit Card link located in your loan accounts section, or
- 呼叫持卡人服务:866-820-3867
- To report a lost or stolen card call: 866-820-1039
还不是MECU Visa卡持有人?
If you are not currently a MECU cardholder, you can start the balance transfer process by 申请新的MECU Visa信用卡.披露的信息
*APR:年利率. Introductory APR for the first 12 statement closing dates following the opening of your account. After that, your rate will convert to your standard rate as provided with your new account. Credit limits are based on creditworthiness and ability to repay. 利率 are variable, tied to the Wall Street Journal Prime Rate. 欲了解更多信息，请 请看我们的披露.
